Privacy Policy

Effective March 2026

1. About This Policy

This privacy policy describes the types of personal information collected through the PryorInsuranceGuy platform, the purposes for which that information is used, and the circumstances under which it may be shared with others. By using this platform or submitting any personal information through its forms or features, the user acknowledges and accepts the practices described in this policy. This policy applies to all interactions with the platform, whether conducted through a desktop browser, mobile device, or any other means of access.

2. Information Collected

Personal information collected through this platform may include, but is not limited to, full name, mailing address, email address, telephone number, date of birth, and details related to insurance needs and coverage preferences. This information is gathered through account registration forms, quote request submissions, contact inquiries, and any other interactive features made available on the platform. Technical data such as IP address, browser type, device identifiers, and session activity may also be recorded automatically through standard logging and analytics technologies.

3. Use of Information

Information collected through this platform is used for purposes directly related to the delivery of insurance advisory and information services. This includes processing coverage inquiries, routing submitted information to appropriate licensed carriers for quoting purposes, responding to direct communications, improving the functionality and content of the platform, and maintaining the security of user accounts. Information may also be used to send service-related communications such as policy renewal reminders, account updates, and responses to support requests.

4. Information Sharing

Personal information may be shared with licensed insurance carriers and their authorized representatives for the purpose of generating quotes and facilitating coverage arrangements on behalf of the user. Such sharing is limited to what is necessary to fulfill the specific request submitted and is not extended for unrelated commercial or marketing purposes. Disclosure may also occur when required by law, court order, or regulatory authority, or when necessary to protect the legal rights and safety of users or third parties.

5. Cookies and Tracking

This platform uses cookies and similar tracking technologies to support basic functionality, recognize returning visitors, and gather aggregate usage data. Cookies do not identify users by name and are used only to enhance the browsing experience and monitor overall platform performance. Most browsers allow users to manage cookie preferences through their settings, and disabling cookies may affect the availability of certain platform features. No sensitive personal information is stored within cookies placed by this platform.

6. Data Security

Reasonable technical and organizational measures are maintained to protect personal information against unauthorized access, accidental loss, alteration, or disclosure. These measures include encrypted data transmission, access controls, and regular review of data handling practices. No method of electronic storage or internet transmission is entirely free from risk, and absolute security cannot be guaranteed. Users are encouraged to protect their account credentials and report any suspected unauthorized access promptly.

7. Data Retention

Personal information is retained only for as long as necessary to fulfill the purposes for which it was collected, including any legal, regulatory, or accounting obligations that require its preservation. Once information is no longer needed for these purposes, it is securely deleted or anonymized in accordance with applicable data management standards. Users who wish to inquire about the retention period applicable to their information may submit a request using the contact details provided at the end of this policy.

8. User Rights

Individuals have the right to request access to personal information held about them, to correct inaccurate or outdated records, and to request deletion of information that is no longer required for service delivery. Requests to opt out of non-essential communications may be submitted at any time and will be honored within a reasonable period. To exercise any of these rights, users may contact PryorInsuranceGuy directly using the information provided below. Verification of identity may be required before any such request is processed.

9. Children's Privacy

This platform is not directed toward children and does not knowingly collect personal information from individuals under the age of thirteen. If it becomes known that personal information has been submitted by a minor without appropriate parental or guardian consent, that information will be promptly removed from active records. Parents or guardians who believe a child has provided personal information through this platform are encouraged to contact PryorInsuranceGuy immediately so the matter can be addressed.

10. Third-Party Links and Contact

This platform may contain links to third-party websites operated by insurance carriers or other external organizations. Those websites are governed by their own privacy policies, and PryorInsuranceGuy assumes no responsibility for how personal information may be handled once a user navigates away from this platform. For questions, corrections, or privacy-related requests, correspondence may be directed to jackpryor@pryorinsuranceguy.com, by phone at +1 (570) 719-6485, or by mail to 15 Public Sq Wilkes-Barre PA 18701. Updates to this policy will be posted to this page and take effect upon publication.